You can use Payability alongside Amazon Lending. When using Payability Instant Access, we advise that you set your Amazon Lending to a bi-weekly loan payment.
The benefit is that the expected Amazon Lending payment will follow your normal 14 day statement period rather than one large lump sum on a monthly basis. That way, our system will accrue the Loan Provision Reserve over the 14-day period, according to what Amazon will not pay out and you will not have a Loan Provision Reserve when no Lending Payment is due.
When the Lending Payment is split between two payment periods, this should result in more available funding and less cash-flow forecasting for your account.
You can change the billing schedule in your Amazon Seller Central account.
When logged in, click on: Reports > Payments > Lending > Select the active loan on top > Under 'loan information' select 'Change billing plan'.
If you want to switch the billing schedule but don’t see the option, you may want to reach out to amazon-lending@amazon.com.
Read more about Amazon Lending here.